Posts Tagged ‘culture’

Investing In Gold – The Basics

July 7th, 2010

A very diversified investment portfolio has a small space for a position in gold. Some people think that investing in gold means holding gold coins, usually South African Kruger Rands, which are one troy ounce in weight. Other speculators purchase gold futures on the commodity exchange.

However, futures contracts are extremely precarious because you are betting that the price of gold will rise or fall in the future. The contract itself takes a fairly small up front payment, but you will have to put up guarantees called margin to take care of daily changes in cost.

The reason investors are attracted to gold at the moment is because often in the past, when the stock market is down, the gold market is up. Weakness in the dollar frequently brings a surge in the price of gold too.

Another method of investing in gold is through stocks and precious metal funds, which can be purchased through a stock broker. However, you will need to select your stockbroker very carefully, because this field of investing requires highly expert knowledge.

The subsequent tips are meant as examples only as you will need up-to-the-minute information, if you are considering investing in stocks, shares and funds. One of the names that will crop up in any search is Agnico-Eagle Mines, which is traded on the NYSE and the Toronto Stock Exchange under the ticker AEM. They have 30+ year history in the mining of gold and In that time, they have brought to market 4,000,000+ ounces of gold.

Gold has made massive profits for investors in gold since the late 1970’s. However, the secret to making money from gold is knowledge of the different resistance points in the price and the assessment of the worldwide market for the use of gold. It is used primarily in jewellery and electronics and some other types of manufacturing.

The largest markets for gold jewellery is India and other Eastern countries. China’s new-found affluence is also having an effect on the markets, although manufacturing is still of leading importance there.

You will need a good stockbroker or adviser, because the gold market is so complex. If you are investing in gold as a hedge against a weak dollar, you are taking huge risks and you will need to watch for any strengthening in the dollar like a hawk. A pretty sensible tactic is to set yourself realistic goals. For example, are you content with a 10% profit or are you going to hang out for a 25% gain?

Gold can be affected by seasonal events. Check out when people in India get married. It is seasonal and around Christmas time. Then St. Valentine’s Day is a realistic stimulus too, but you or your adviser will have to study the trends and the graphs.

You can invest in gold mining stocks for quite small money, but it is not the cost of the share certificate that is important, it is the return on those shares. Be on your guard with small mining companies, because the overheads of exploration are ruinous. Likewise, profits on hitting a big seam would be wonderful for a small company.

Owen Jones, the writer of this article, writes on many subjects, but is currently involved with Clogau Welsh gold. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

Gold Coins

April 16th, 2010

Gold coins are extremely beautiful items and collecting them goes back to when coins were first issued in pre-Roman Europe. However, it was only in the Middle Ages that the hoarding of gold coins became a leisure pursuit amongst the aristocracy and merchants who could afford to save such valuable items for their beauty and historical value alone.

Coin collecting in general is still a very popular hobby enjoyed by millions of people of all ages. School children all over the planet have small collections of foreign coins. Later, that hobby might develop into collecting coins from one’s own country. For example, it is simpler and cheaper to collect a cent or penny from every year in the 20th Century in your own country than a foreign country.

This raised level of collecting coins can later become an expensive hobby once one has started working and has more money to spend. One might decide to concentrate on collecting gold coins from a specific period or of a certain denomination. Dollar and sovereign coins are very popular in this respect.

In the USA, gold coins were in distribution from 1838 to 1933. The first design was the Liberty Head Bust but this was changed in 1907 to the Indian Head and Saint Gaudens motifs, which were used until 1933. The problems presented by the Great Depression caused gold coins to be recalled to be melted down. This made them rarer and therefore more valuable.

In the United Kingdom and other areas of Europe, gold was used for coins from before the birth of Christ and many examples of these Roman and Celtic gold coins still exist today. Gold is no longer used as currency in Europe either, although in the UK, a gold sovereign is still worth one pound. The design on the reverse is George and the Dragon, while the reigning monarch’s head is on the obverse

South Africa issued its first gold coin called the Krugerrand in 1967. The Krugerrand has no legal value because it was not meant to be used as currency. It is made of one ounce of pure gold and is usually purchased solely for investment purposes. Since then other countries have also minted bullion or investment coins. For instance, Canada manufactured the Gold Maple Leaf in 1979 and Australia made the Nugget in 1981.

In the days of the Gold Standard, countries promised to match the value of their currency with the amount of gold they held in reserve. That meant that if a country issued paper money without buying more gold to support it, the value of the paper currency would fall in relation to foreign currencies.

Different countries came off the Gold Standard at slightly different time, but most of them dropped the standard in or around 1971.

Collecting gold coins is a fine pastime, but it ought not really be seen as an investment, because old gold coins carry a premium to the value of gold inside them. This value is sentiment and that can change rapidly. If you want to collect gold coins all well and good, but if you want to buy gold for an investment, then buy bullion coins or bars.

Owen Jones, the writer of this article, writes on many subjects, but is currently involved with Clogau Welsh gold. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

What Are Black Hills Gold Rings?

April 12th, 2010

Most people have aspirations for the future. Some people plan out their lives in elaborate detail from an early age, while others just pray that their dreams will come true. I think that that depends on the attitude to life you have as much as your personality. I definitely remember that when I was a boy, some of the girls I knew were planning what they would do when they got married to so and so movie star.

They did not know much about marriage or what being married was like, they were just role playing, but some of those desires might have stuck.

None of the boys I knew thought about their future much at all. I did not either really although I knew that I wanted to go to university and travel after that. I studied French and German for three years and passed my exams.

After finishing university, I began working for an international firm and did some traveling. I have always liked jewellery although I do not wear a lot at the same time. I suppose I collect jewellery, but I like to wear it too.

It was a practice of mine to buy a nice piece wherever I went, if I saw something I liked and if I could afford it. Anyway, I met a young lady while I was in America and I told her about my passion for collecting jewellery and rings in particular. I showed her a couple of rings that I had taken with me. One was a ring with a Celtic Knot design and another was an Irish Claddagh ring.

Anyway, we got on well and so she offered to take me to a jewellers that she knew. We went to a small back street jeweller, who had a choice of rings I had never heard of before. They were called Black Hills Gold Rings and they looked very distinctive. They have quite a range, including a lot of the common designs, but they also have a few patterns that I had never seen before. I was hooked and wanted one.

My friend really fell for a women’s wedding set. She had seen it in the window for months, but did not have anyone to give it to her. The engagement ring had two leaves and a grape cluster with a small diamond nestled in the middle of it, while the wedding band had two additional leaves and a grape cluster. This meant that when worn together, the two rings would fit together to surround the diamond completely. It was really very nice.

I had to agree that it was very beautiful, but felt it necessary to point out that I had not known her long enough to propose. She was a good sort and did not feel offended. I bought a beautiful white gold ring with the Black Hills gold roses inlaid on the top two thirds of the band, leaving the underside of the ring plain. It was a lovely addition to my collection. As for my guide, well, she did not get a ring, but I took her for an expensive meal and she seemed happy enough with that.

Owen Jones, the author of this article, writes on many topics, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

The Wedding Dress

April 4th, 2010

The wedding dress is just about the most important item in the wedding ceremony apart from the vows and the rings. The bride wants to look her best and the groom wants to look his best too. A gorgeous wedding dress will help the bride’s dream to look stunning come true.

Therefore, it is imperative to select the wedding dress with care, as every bride knows. However, there are a few items that are not as clear as the wedding dress just looking stunning and we will list the most significant of these below.

Besides personal taste in fashion, the most essential consideration has to be the time of the year. Which season are you going to marry in? What temperature is it likely to be? Could it rain? If it is likely to be cold, you ought to wear a more substantial cloth than if it is likely to be hot. You might also permit the season to have an impact on the colours you wear, but that is a matter of personal taste. For example, winter colours could be slightly darker than summer colours.

Another vital factor when choosing the colour of the wedding dress is the skin colouration of the bride. This consideration is also true of the accessories. The bride will also need a head-dress, a veil, gloves and a bouquet, all of which should compliment the wedding dress and the bride’s hair and skin colouration.

Try to get a wedding dress that fits perfectly. This sounds obvious, but it is easy to think that you can make minor alterations yourself later on. However, making changes is not as easy as it sounds and you could end up making matters worse rather than better. In any case, you do not want to be worrying that a stitch you made will break or come undone at the wrong moment. It is far more important to get a good fitting wedding dress than to get the precise colour that you want.

It is imperative to bear in mind the quality of the image of the wedding dress, if you are buying or hiring from a catalogue or website. You also should leave plenty of time to be able to return the dress if need be. The fact is that photographs are not always true to life and packers do make mistakes, so if your selection is not what you expected, when it arrives, you will need to have a couple of weeks to return it and obtain a new one. Allow at least three weeks for the exchange; longer if possible.

White has always been the most popular colour for first time brides, but it is not a rule. Off-white or pastel shades look very good too and they will set you aside from the norm. Apple white or blush pink are very effective colours for a wedding dress, but as I said before, everything should be colour co-ordinated with the colour of the bride’s skin and hair and the bouquet, if you are dead set on carrying a certain bouquet of flowers, like, say, gardenias.

Owen Jones, the writer of this piece, writes on many subjects, but is currently involved with Celtic Knot rings. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

Here’s a Straightforward Answer To Your Question – “How Do I Get My Boyfriend Back?”

March 27th, 2010

Do you feel like everything you do pushes your ex away further? Is this describing your situation to a tee? Are you asking “What Are The Ways To Get Ex Boyfriend Back?” at every turn? These are some tips that will considerably improve your chances of getting back together with your ex-boyfriend.

Obviously at this time you really are serious about saving or rekindling your relationship, which is what led you to this work in the 1st place. But if you are feeling overly concerned to get your ex back, you could be behaving in the wrong way, causing your ex to tug away naturally. It is man’s instinct generally to withstand this type of pressure. Wrestling against human instinct is totally pointless, and it will only make things worse.

A check of your recent behaviour can exhibit much clue if this is the case. Ask how frequently you called your ex recently? Did you smother him with too many mails and text messaging? Now regardless of if you have the best motivations of doing these things, the fact is, it’ll only push him away even more. So stop doing them right away.

So now we are back to the question how do i get my boyfriend back. Ok, here is what you should do instead.

Most important things first you need to modify tack. Do the reverse and cut off contact for a little while. Now this period is going to be difficult and needs you to have some discipline to avoid returning to your old methods. But you definitely need this cooling off period badly for yourself. You see during this period, target developing and improving yourself and your life instead of on your relationship issues.

During this time, your ex is going to experience a shift in how he feels about you, since you won’t be chasing him. You will become confusing to him in many ways, because he’s not sure what you are doing or feeling. This is basically something that may work in your favor. Now your ex is in a position to literally miss you, which isn’t possible when you are smothering him.

All that we have done is to work with human nature instead of against it. That’s really the key to get your ex back. When you understand this tried and tested principle, answering the question “How To Win Your Ex Boyfriend Back” will start to show you some dazzling solutions. Balance in the relationship will be slowly revived and your hubby may begin to recall the reason he loved you in the 1st place.

Just keep yourself grounded and avoid smothering him. Make yourself appear mysterious and he will be reminded why he loved you in the first place. Play to win to get ( don’t over do it ) and let him make the first move, and you may come out on top. And then you may stop asking What Are The Ways To Get My Ex Boyfriend Back.

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About The Wedding Ring

March 4th, 2010

One’s wedding ring is often a person’s most important piece of jewellery, because of the huge significance that it has for its wearer. It is intended to denote the love that exists between two people. In most countries, the wedding ring is worn on the fourth finger of the left hand – the ring finger, although in Norway, Germany and Russia, it is worn on the fourth finger of the right hand.

It is usually a good idea to have your finger measured by an expert, before buying an expensive ring, because fingers swell and shrink over the course of a life span and a good jeweller will know how much leeway to allow. If the change in the size of your finger is likely to be lasting, it is a good idea to have the ring resized, this is so that it will neither cut into you nor fall off your finger easily.

These days a lot of couples like to go shopping for wedding rings together, because they want to buy a pair of matching rings that both of them likes. However, it does not have to be like that. In fact it never was, because the man bought the ring for his fiancee as a surprise. So, if you do not have the same tastes, do not worry about it.

There are hundreds of designs to choose from and several kinds and qualities of metal too. Yellow gold is still the most popular, but there is white gold and specialist golds too like Welsh gold, which is very rare. Besides gold, platinum and titanium are very popular too.

A fast developing trend is for a couple to design or have designed a unique pair of wedding rings. At first, you would think that this would be very expensive, but it is not inevitably so. If you keep your design modest and the stones, if any, equally so, then the rings might only cost 10%-20% more than those off the shelf.

Gold is still the most popular metal for a wedding ring, but silver is starting to gain ground too, although it was always looked on as the poor cousin before. Likewise, diamonds are the still the number one stone of choice, but sapphires are also very popular nowadays. Or you could go for plain bands with something like a Celtic knot design.

Shopping for wedding rings can be fun, but it is easy to go over the top and spend much more than you planned to. You could decide how much you can afford and stick to it, not that that always works either. Count on to pay a lot more for the bride’s wedding ring than the groom’s. This is because the bride’s ring usually contains diamonds, whereas the groom’s is often a plain band of gold.

You could further personalize your wedding rings with a dedication and a date. Personalized, or unique wedding rings often get passed down through the generations. Possibly, yours will too. Or, if you want to wear your grandmother’s passed-down ring, you could personalize it in some way, so that it is both old and yet something of you too.

Owen Jones, the author of this piece, writes on many subjects, but is currently involved with Celtic Knot rings. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

Unique Wedding Rings

February 23rd, 2010

The practice of giving and wearing a wedding ring dates back thousands of years. A wedding ring symbolizes faithfulness and love between two people and are given on the day of a couple joining forces. Before the time that the skill of how to work metal became extensively known, people used such things as plants, grass and even hair to ‘tie the knot’, which is what I think a wedding ring stands for.

These days a typical wedding ring might be made from valuable metals such as gold, titanium, platinum or even white gold. Women’s wedding rings often hold a diamond, although sapphires are rapidly becoming more popular. Men’s wedding rings are frequently just a plain band of gold. There are many distinctive styles of wedding rings, but the most popular for men is definitely the plain gold band.

For those who want something a bit more flamboyant, there are plenty of examples on the market. A man might want a more ostentatious wedding ring, because it is frequently the only piece of jewellery that a man wears. Some alternatives to the plain band of gold are the Celtic Knot and the Claddagh gold rings.

It is important for men’s wedding rings to be made from a robust alloy of gold. Most men do manual labour of one sort or another, even if it is only gardening, so it is a lot to ask of a pure gold wedding ring to last thirty or forty years.

A 14 or 18 carat gold ring will probably do it, but a 22 carat ring would not. It would simply wear away because it is too pure and therefore too soft. Platinum or titanium are much harder, although most people have a preference for gold.

In most countries tradition dictates that people wear their wedding ring on their left hand, although in a few countries such as Germany, Russia and Norway, people wear their wedding ring on the right hand.

Some couples would prefer to have a unique wedding ring and that is not so hard to accomplish as it might first seem. The easiest way to personalize your ring is to have an inscription like names and a date engraved on it.

Another way, would be to buy a precious stone separately and have the jeweller set it into the ring for you. The best alternative though is to find a jeweller you can trust and have him or her make up a pair of matching rings to your own design. I have done that and it is not a lot more expensive than a good ring.

Wearing matching wedding rings is a notable experience. People notice that your ring is ’something different’ and many people ask, where you got them from. It all goes to help make that special day unforgettable for ever.

Owen Jones, the writer of this piece, writes on many topics, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

Saving Money In The Sales

February 8th, 2010

Everyone loves to take advantage of the lower prices during the holiday sales. In fact, the best day to go shopping for special offers is the day after the actual holiday is over.

Black Friday is the day after Thanksgiving and it is the busiest shopping day of the year. You will find huge savings, but you will have to get up early, be prepared to queue and jostle.

Another example is jewellery and St Valentine?s Day. Many men buy their wives or girlfriends jewellery during this period as a St Valentine?s Day present. However, in the weeks after St Valentine?s Day, you can save a minimum of 30% on the very same pieces of jewellery that were on sale a week before. This is a clear sign that we are being hood-winked on these holiday occasions and that we ought to wait until the actual holiday is over.

OK, it may not be so romantic to wait, but it must be better to be able to get 30% more gold for your money or to give the same present, but be able to go for a meal too. If I were a woman, I know which alternative I would take!

Or, instead of a nice silver or gold ring, you would be able to pay for gold instead of silver or white gold instead of yellow. You could get a gorgeous Celtic knot or a Claddagh ring instead of a plain band.

Beautiful Easter outfits are also pricey before Easter. However, why not buy the items you want after Easter and either use them next year or use them for parties, exceptional occasions or church? You can save a bundle of money in this way, just by using a little forward planning.

In order to help cut down on how much money you spend on Christmas gifts, why not try buying them all year long as and when you find something nice in the sales? How many times have you come across something in a sale and said to yourself: ‘that would be the perfect gift for so-and-so’? It is better to take advantage of these opportunities and keep the items aside for when the right event comes up.

Then there are those post Christmas sales too. The Boxing Day sales are a great opportunity to pick up items that you can give as gifts later in the year. And why not buy something for yourself too while you are at it? You can save a lot on your favourite scents. Buy enough to last you the rest of the year!

You can make your funds go a lot further if you take advantage of the post holiday sales. Rely on serendipity. Buy opportunistically and you will not only save yourself a lot of money, but you will never be stuck for a gift at the last minute either.

Owen Jones, the author of this piece, writes on many subjects, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

What Is A Celtic Wedding?

January 29th, 2010

Celtic wedding are an ideal way of showing your being a Celt. It is also a way of incorporating traditional values, symbols, themes and customs into major events in your life. However, Celtic wedding are massively popular not only among people with a Celtic heritage, but among other couples who are taken by the historic Celtic culture.

Celtic wedding have traditional symbolic motifs, often based on the Celtic knot. Welsh, Irish and Scottish families will sometimes marry in ancient buildings like castles or old manors, but that is not the standard. A traditional Celtic wedding is not greatly different from a normal British wedding in a lot of ways.

However, the number of similarities between Celtic wedding traditions and normal British-style weddings goes a lot further than that. If you want a traditional British style wedding, you will be going unwittingly for a Celtic wedding. But you can beef up the Celtic part of the wedding ceremony even further without sinking into silly theatrics.

This is a traditional Celtic poem about when to marry:

Marry when the year is new, Always loving, kind and true.

When February birds do mate, You may wed, nor dread your fate.

If you wed when March winds blow, Joy and sorrow both you’ll know.

Marry in April when you can, Joy for maiden and for man.

Marry in the month of May, You will surely rue the day.

Marry when June roses blow, Over land and sea you’ll go.

They who in July do wed, Must labour always for their bread.

Whoever wed in August be, Many a change are sure to see.

Marry in September’s shine, Your living will be rich and fine.

If in October you do marry, Love will come but riches tarry.

If you wed in bleak November, Only joy will come, remember.

When December’s showers fall fast, Marry and true love will last.

Here are a few other traditions:

Loving Cup: The traditional cup is a two-handled bowl with Celtic designs etched onto it. The idea of the Loving Cup ceremony is for the bride and groom to share their first drink together as husband and wife and to demonstrate the coming together of their two families.

The Bell of Truce: A bell is blessed and then given to the bride and groom. The couple is required to ring the bell, while thinking loving thoughts of each other. The bell is then kept at home as a token of the wedding day. If an argument begins, the bell can be rung by either the husband or wife to call a truce. The tinkling sound is intended to remind the couple of their wedding vows and to help them relive happy memories from their wedding day.

Handfasting: Early Celts used to ?tie the knot?. It originates from a pre-Christian custom of literally tying a couple’s wrists together in a kind of trial marriage lasting a year and a day, at the end of which a new agreement was made or the couple parted ways.

Bride’s Bouquet: In Celtic wedding traditions brides carried herbs beneath their veils to signify fidelity, and spices to frighten off evil spirits.

Ring finger: Ancient Celts thought that there was a vein in the third finger of the left hand that ran directly to the heart, so ring placed on that finger demonstrated a strong love and vow to the other.

Wedding cake: A thin loaf was broken over the bride’s head at the end of the service to symbolize fertility. The wheat from which it was made symbolized fertility and the guests enthusiastically picked up the pieces as good luck charms.

It was also common for the Celtic groom to toss a handful of coins into the crowd after the wedding, in the belief that this would bring them luck in the years ahead.

Owen Jones, the writer of this piece, writes on many subjects, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

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Gold Wedding Rings

January 26th, 2010

The most frequently used element for wedding rings and engagement rings is gold. White gold is even more exclusive. Gold wedding rings look good whether the design is just a straightforward, basic band or an engraved band like a Celtic Knot. Gold rings can be given on other occasions too of course. Some people give their children a gold ring for their coming of age birthday.

Until not so long ago, it was conventional for the man to give a gold ring when he asked for his girlfriend’s hand in matrimony. However, nowadays it is more common for the couple to go shopping for the engagement or wedding ring together. This makes good sense, even if it is less romantic, because the wearer can get the design that she likes.

Gold symbolizes purity in many cultures and that is one of the reasons why it is given to brides and brides to be. The symbolism is all but lost though in today’s consumer society in the West. For many people though it still represents the hope that they will stay true to each other, until the day they die. It is a way of showing that the wearer has taken vows and intends to stick to them.

There is a huge variety of gold rings available. However, the variety lies not only in the design but also in the purity of the gold. Logically, the purer the gold, the more pricey it is. In the UK, most gold rings are either 9 or 18 carat. In the USA, most gold rings are 14 carat, but in Thailand, few people would buy gold that is less than 18 carat and 22 carat is the norm for women. Pure gold is 24 carat, however pure gold is so soft that you can mould it with your bare hands.

This might sound fine, but it is not. A 24 carat gold ring gets out of shape every few hours, just by you doing what you do every day and then it can pinch your skin. Opening a door can buckle the ring. This means that you can not set stones in pure gold, because they would soon fall out. Pure gold rings are best not even engraved because the pattern would soon wear off.

Therefore, the best place to begin, if you want a gold ring, is to think about what style you want. Do you want precious stones set into it? Then you cannot really go above 18 carat. If you cannot afford 18 carat then 9 or 14 carat is for you. If you want something like a Celtic Knot ring, that is one with an engraved pattern, then anything up to 18 carat for you too, depending on your finances. If you want a pain band of gold, then a thick ring of 22 carat gold would be great, but not if you do a lot of manual work.

If you really want something special, why not have a gold ring made to your own design? It is not so expensive as you might think and you will end up with something unique, especially if you provide your own stone to be polished too. Such a gold ring would become a family heirloom and could stay in the family for generations.

Owen Jones, the author of this piece, writes on many subjects, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring